Flood Damage: Are You Covered?

12/26/2023 (Permalink)

Flood Insurance can save Shasta County residents from unplanned expenses and stress.

Here in California, a homeowner insurance policy doesn't cover water damage in your home that is caused by flooding from excessive rain. This type of storm damage is covered if you have a separate flood insurance policy. With flooding being the most common and most expensive natural disaster in the United States, having a separate policy for flooding can provide peace of mind knowing you are prepared. Depending on where you live, the average annual cost for a flood insurance policy can be around $600-$1,000 per year. You can get more information by speaking with your current homeowners insurance company.

According to Bob Vila, the national average for water damage restoration repairs costs homeowners around $3,291. We can firmly say no one wants to spend that amount of money on an unplanned crisis, which should play a part in your decision for purchasing flood insurance. 

If an unplanned crisis does arise and you experience flooding in your home, call SERVPRO of North Shasta, Trinity, and Greater Tehama Counties. We can walk you through the steps needed to protect the integrity of your home and knowing what steps to take will help minimize the stress.

Water Damage can be the root of mold issues and the rotting of cabinets, floorboards, and walls. There are some things you shouldn't DIY, and handling a flood in your home is one of them. 

SERVPRO of North Shasta's technicians are trained and certified in water damage restoration and are available to start the process of drying out your home 24 hours a day. 

If recent storm damage has caused flooding or water to seep into your home, give us a call today! 530-222-0200